Posted By: I Mates Consultants | Posted on: June 19, 2020
India Mumbai
600000-900000 RS

Job Description:

Job Description :

  • To support Regional Credit Manager in setting up of two-wheeler loans Credit department of the bank, draw up process, policies and manuals of the department.
  • Provide customer service both internal and external stakeholders. Ensure RBI and internal compliance matrixes are adhered to.

Key Performance Areas


  •  Run Credit analytics models on retail asset portfolio
  •  Identify account characteristic patterns which display distress
  •  Follow up on early mortality cases, non-starters do preventive & curative actions
  •  Track for 6 FEMI (First Si EMI’s in the loan life cycle) and ensure nil bounce
  •  Use analytics to identify eligible borrowers for a pre – approved loans based on banking patterns, average banking balance, length of relationship etc.
  •  Develop scorecards by leveraging on existing database and account performance data
  •  Validate expert scorecards every 2-3years upon sufficient credit history build up
  •  Analyse loan performance across locations, develop and maintain high risk locations/ professions and profiles (Combination of multiple characteristics)
  •  Prepare MIS reports for review by senior management
  •  Support credit Head in managing the credit functions and in implementation of policies, procedures, portfolio analysis and underwriting guideline

Ideal Candidate: Looking for candidates with good experience in Twp wheeler Loans Credit


credit two wheeler loans credit credit analytics models prepare mis reports track for 6 femi

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Posted on: June 19, 2020

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