Posted By: I Mates Consultants | Posted on: June 24, 2019
Ernakulam/Cochin/Kochi
700000-870000
8-12
Description:

Profile - Risk Manager | Two wheeler Department  | Retails Assets

Scope of the Role - To set up the entire two-wheeler loans Risk department of the bank, recruit competent manpower, draw up process, policies and manuals of the department. Provide customer service both internal and external stakeholders.

Responsibility - 

1) Risk appraisal of Two wheeler Loan proposals. Subsequent recommendation to appropriate level as per extant delegation.

2) Evaluation & approval of tranche disbursements. Mentoring & guiding the team whenever necessary and problem solving especially with respect to the structuring & policy aspects.

3) Monitoring and periodic review of portfolio & supervising the overall Risk checks/controls. Tracking of assets quality reviews and ensuring that all the controls are in place.

4) Ensure the incidents are getting investigated within TAT and also maintain the quality of report

5) Fraud Prevention activities to be done by providing data from HO and visits at storefronts.

6) Ensure end to end closure of all the incidents which includes FIR, employee action, process change, recovery and fraud provisioning.

Ideal Candidate - Candidates having very good exposure in Two wheeler loans department.

Skills:
team management relationship management customer management

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